Pricing

Simple pricing around one user, one bank account, and controlled AI usage.

GrapeFinance pricing is built around the current product: statement-first personal finance, tax-readiness support, and AI assistance that stays practical rather than pretending to be unlimited.

Plans

Choose the depth you need now.

Every current plan is single-user only and focused on one bank account. Multi-account coverage belongs to the later Premium roadmap.

Free

Start with the core workflow.

For trying statement imports, basic breakdowns, and the review flow without AI features.

Basic CSV and PDF statement imports
Basic transaction breakdowns and dashboard summaries
Strict storage cap
No AI usage included
Single user
One bank account

Start free

Paid

Unlock the assistant and voice workflow.

R69/month

For people who want ongoing AI help, voice access, and a deeper day-to-day workflow.

AI assistant chat unlocked
AI voice assistant unlocked
Limited bundled AI credits included each month
Storage top-ups available when needed
AI credit top-ups available when needed
Single user
One bank account

Premium

Coming soon.

Later

This tier is for broader finance management once the roadmap items are ready.

Multiple bank accounts
Combined and per-account views
Investments
Asset register
Vehicle and service tracking
Richer premium finance management

Ask about the roadmap

AI-heavy voice usage consumes credits faster than lighter text usage. The pricing model is designed around bundled usage plus optional top-ups rather than making unrealistic "unlimited AI" claims.

What is intentionally not included

The current pricing is intentionally single-user.

GrapeFinance is currently structured for one person per account. That keeps permissions, data review, AI usage, and security cleaner while the core statement-first workflow matures.

No multi-user sharing in the current model.
No multi-bank-account promise in the current Free or Paid tiers.
No claim of unlimited AI voice access.
No overstatement of investments or asset tracking as fully live core features today.

Storage

Top up when you need more

Storage is intentionally kept simple. Start with the included allowance, then buy extra capacity only when your usage actually requires it.

AI credits

Controlled, not vague

Bundled AI usage is there to make the assistant genuinely useful, with top-ups available for heavier analysis and more voice-driven workflows.

Ready to get started?

Create your account and choose the plan that fits.

Use the app signup to get into GrapeFinance now, then choose the level of access that matches how you want to use it.